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Get your personal rate quote based on your loan amount, property value, credit scores, and loan program. Contact us today to request a no obligation Good Faith Estimate sent to your email.

RATE ASSUMPTIONS

The following rate assumptions were used to generate the pricing displayed on our website and in the Today's Featured Rates Box:

ASSUMPTIONS

VA Home Loan 30-Year Fixed Rate Zero Discount Points - Home Purchase or Refinance. Veterans or Active Duty Military. National Guard and Reserves may also be eligible. Zero down payment to $417,000. No monthly PMI payments. Seller may pay closing costs. Gift funds or grants allowed. APR includes VA's Funding Fee 2.15% APR based on a $417,000 loan amount. Rate is based on a VA GNMA II approval with a 30-day rate lock period. No pre-payment penalties. Contact us today for more information.
CALVET Home Loan - Home Purchase only. U.S. Veterans or Active Duty Military buying a primary residence in California. National Guard and Reserves may also be eligible. Zero down payment to $521,250 No monthly PMI payments. Zero discount points. CalVet's origination fee is 1%. Seller may pay closing costs. Gift funds or grants allowed. APR includes VA's Funding Fee of 2.15% for a zero down payment CalVet home loan. APR based on a $521,250 loan amount. 30-Year CalVet ARM maximum life of loan rate is 6.00% Contact us today for more information.
30-Year Fixed Rate To $417,000 Zero Discount Points - 80% Loan To Value (20% Down Payment). Credit Score 720 and higher. Purchase or Refinance No Cash Out. 30-day rate lock period. APR based on a $417,000 loan amount. Contact us today for more options.
Additional rate and fee combinations and loan programs are available
Property State: California
Property Use: Primary Residence
Property Type: Single Family Residence
Impounds: May or may not be required

The following additional disclosures apply to all loan programs

Assumes borrower has sufficient income and assets to qualify.
Borrowers and properties must qualify for all loans.
Rates subject to change due to market conditions.
Rates and Terms subject to change without notice.
For an adjustable-rate mortgage (ARM), the rate and APR may be increased after consummation.
Adjustable-rate mortgage (ARM) is a 30-year term.
Assumes no subordinate financing
Other conditions and restrictions may apply
All loans subject to lender approval; not all applicants will be approved
Additional rates, terms, and loan programs are available

If you have any questions about these rate assumptions, please call 1-800-553-7885 and speak with your Loan Consultant.

Commercial Second Mortgage $250,000 up to $500,000

1st or 2nd lien position up to 70% Loan to Value.
Minimum credit score 700. No BK's.
Fully amortized fixed rate loan or adjustable loan.
Amortized up to 30-years.
Investment property requires minimum 1.20 Debt Service Coverage Ratio.
APR based on a $500,000 loan amount.
Property State: California.
Property Use: Owner-User Occupied or Investment Property.
Property Type: Call for details.
Other conditions and restrictions may apply.
Additional rates, loan terms, and programs are available

If you have any questions about these rate assumptions, please call 1-800-553-7885 and speak with your Loan Consultant.

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